Who Is Exempt From Paying Property Taxes in Texas?

In Texas, property taxes are a significant source of funding for local governments, but there are certain groups who may qualify for exemptions or reductions on these taxes. While no one is fully exempt from paying property taxes, certain categories of individuals are eligible for relief, including seniors, veterans, and those with disabilities. These exemptions can help lessen the financial burden on property owners who meet the necessary criteria.

1. Seniors

Texans aged 65 and older are eligible for a property tax exemption. This exemption applies to the home's appraised value, reducing the amount of property tax owed. Additionally, Texas offers a "School Tax Freeze" for seniors, meaning that the amount of school district taxes they pay is frozen at the level it was when they turned 65. This can significantly reduce their tax burden, especially in districts where property values have risen substantially. However, this exemption is not automatic; seniors must apply for it.

2. People with Disabilities

Individuals with disabilities may also qualify for property tax exemptions. The requirements for this exemption are similar to those for seniors, with applicants needing to provide proof of their disability. This exemption reduces the appraised value of the home, thereby lowering the property tax bill. In some cases, individuals with disabilities may also be eligible for the school tax freeze, just like seniors.

3. Veterans

Texas provides property tax exemptions to disabled veterans, as well as their surviving spouses in certain circumstances. The amount of exemption varies depending on the level of disability. For example, veterans with a disability rating of 100% may qualify for a complete exemption on their primary residence’s appraised value. There are also partial exemptions for veterans with a lower disability rating, which still provides valuable relief. Surviving spouses of veterans who died while on active duty or who had a disability rating may also qualify for the exemption.

4. Other Exemptions

There are additional exemptions available for specific properties, such as religious organizations, charitable institutions, and certain agricultural properties. These exemptions typically apply to the land and buildings used for these purposes, rather than personal residences.

In conclusion, while no one is fully exempt from paying property taxes in Texas, several groups can receive reductions or exemptions to ease their financial burden. Seniors, people with disabilities, and veterans can take advantage of these benefits to reduce the amount they owe. If you believe you may be eligible for one of these exemptions, it’s important to apply through your local appraisal district to ensure you’re receiving the relief you deserve.